Key observations and practices highlighted by the HKMA include: The relevant Guidelines are: The Guidelines have already commenced on 23 September 2019 with a transitional period that runs until 22 September 2020, except GL 31 which is to commence from 23 September 2020. London; 1st year trainee: £44,000 2nd year trainee: £49,000 Qualification: £82,500 . From 6 May 2020, the HKMA will conduct a competitive tender every week (normally on Wednesday) for licensed banks to submit bids for US dollar liquidity. as well as the operational challenges brought about by COVID-19, AIs are reminded to remain vigilant, and continue to treat customers fairly and act in the best interest of their customers in the sale of investment products, in line with the Code of Banking Practice and the Treat Customers Fairly Charter. Louise Thompson. The outstanding problem sets are a hallmark feature of this book. Provides clear, complete explanations to fully explain mathematical concepts. Features subsections on the probabilistic method and the maximum-minimums identity. Develop and maintain an effective incident management and reporting mechanism. That said, the HKMA notes that more infectious variants of COVID-19 have spread rapidly in some overseas jurisdictions. This principle applies regardless of whether or not the trade loan is already on a payment holiday. The HKMA noted that a number of previous measures had seen success and provided statistics in this regard. In addition, for the requirement of personal guarantee by individual shareholder(s) under the Special 100% Loan Guarantee, the applicable percentage of equity interest is reduced from over 70% to over 50%, which is in line with that for the 80% and 90% Guarantee Products. The SFC would also closely monitor derivatives markets and short selling data to ensure that activity in these areas does not pose any financial stability or systemic risks. The IA published a circular extending phase 2 of the Temporary Facilitative Measures (“TFM”) until 31 March 2022. Accordingly, the SFC has adjusted their requirements for the submission of attestation forms under the Exemption Scheme. In short, this is not an automatic exemption. The HKMA reiterated that these measures are intended to apply to mortgage loans for the purpose of financing property transactions or the refinancing of existing properties. Staff who have not received a first dose of COVID-19 vaccine by 30 November 2021 or are unfit to receive vaccination due to . In practice, AIs are expected to put in place policies and controls to ensure that targeted customers have been provided with adequate disclosure of, and are capable of understanding the risk of leveraged or margin trading, and the possibility of being subject to margin-calls within a short time period. Vacation Scheme Student Mayer Brown Jan 2020 - Jan 2020 1 month. Prior to joining Mayer Brown in August 2010, I trained and qualified in the London office of a City law firm. The measures taken focus on three aspects, namely the HKMA’s Liquidity Facilities Framework, the Federal Reserve’s temporary Financial Services Instant Messaging Association (FIMA) Repo Facility, and the HKMA’s supervisory expectations on the use of liquidity buffers under the liquidity coverage ratio (LCR) and liquidity maintenance ratio (LMR) regimes. HKMA has been monitoring COVID-19 related impact on ML/TF risks and working closely with AIs and SVF Licensees to cope with the developments; the Fraud and Money Laundering Intelligence Taskforce, the public-private partnership for information sharing in Hong Kong which consists of law enforcement agency, banking supervisor and ten retail banks in Hong Kong, has been delivering alerts and case-based intelligence on COVID-19 related deceptions; the Fraud Risk Management Taskforce established under the Hong Kong Association of Banks (HKAB) broadcasted a video clip on television to remind the public to stay alert of COVID-19 related fraudulent activities and shared good practices on fraud prevention and detection with the industry; and. (b) persons who have stayed in extremely or very high risk places specified in Group A1 or Group A2 under Cap. 10 Mayer Brown Vacation Scheme interview questions and 7 interview reviews. Anonymous Employee in Hong Kong. In fact, the absence of democratic accountability leads to radicalisation. Judicial overreach cannot make up for the shortcomings of politicians. This is especially acute in the field of human rights. Implement robust network segmentation to segregate system servers and databases, based on criticality, to better protect more critical and sensitive data, such as clients’ personal data. A licensed bank may submit one valid bid in each tender, and the bid must be at least US$100 million or an integral multiple of US$100 million. Vacation Scheme and First Year Insight Scheme . 201 Bishopsgate, London EC2M 3AF; . Winter Virtual Vacation Scheme 2021; . The SFC published a circular reminding management companies of exchange traded funds (ETFs) of their responsibility to manage ETFs in the best interests of investors. All corporate borrowers that have an annual sales turnover of HK$800mn or less (estimated to cover more than 80% of all corporate borrowers in Hong Kong), and that have no outstanding loan payments overdue for more than 30 days are eligible for the Scheme. The key message is that it is in the interest of authorized institutions to support the Government’s vaccination drive and help prevent the spread of COVID-19 in the workplace and protect the health and safety of their staff and customers. This Circular should be read in conjunction with the SFC's earlier Circular on the Exemption Scheme dated 28 May 2021. (b) consider suitable arrangements for critical staff who have not yet been vaccinated or are unfit for vaccination due to medical conditions to undergo periodic COVID-19 testing. In light of the Basel Committee on Banking Supervision and the International Organization of Securities Commissions’ announcement of the one-year extension of the deadlines for completing the final implementation phases of the IM requirements for non-centrally cleared OTC derivatives, the SFC has accordingly extended the phase-in schedule for the IM requirements by one year, summarized as follows: For avoidance of doubt, the variation margin requirements will still become effective on 1 September 2020. Please also see the FAQ on the joint statement here. The HKMA and the Mechanism also discussed various difficulties facing customers in the transportation sector and identified the following assistance that banks can provide: The HKMA reminded banks to be sympathetic to customers who are not eligible for the Scheme to help tide them over this difficult time (while observing prudent risk-management principles). TITLE: SUMMARY. 155) and disclosure requirements under the Banking (Disclosure) Rules (Cap. Appendix III – Guideline for vehicles providing point-to-point transportation can be found here. HKMC Insurance Limited (a wholly-owned subsidiary of the Hong Kong Mortgage Corporation Limited) announced that the application period for principal moratorium for the 80% Guarantee Product and the 90% Guarantee Product under the SME Financing Guarantee Scheme (SFGS) is extended for 6 months to 31 March 2021. Making reference to the practice of upgrading of public light buses (PLBs) to 19 seats, the Mechanism agreed that AIs should exercise greater flexibility in handling the new financing applications from taxi operators for replacing aged vehicles. The University of Hong Kong. Authorized Institutions (AIs) and Stored Value Facility (SVF) Licensees should continue to refer to the HKMA circular on “Statements issued by the Financial Action Task Force” dated 11 March 2020, in particular, applying the enhanced due diligence measures and other counter-measures in relation to Iran and the Democratic People’s Republic of Korea. Applied for Mayer Brown Hong Kong's summer internship. Please see the SFC’s circulars dated 28 May 2021 here. Banks may request customers to provide up-to-date operational and financial information to better understand their needs when processing their requests. Under the PLGS arrangement, an AI is considered to have an exposure to HKMC fully covered by the Government’s commitment under the PLGS. In addition to addressing market volatility and major operational challenges associated with special work arrangements and other emergency measures, a significant part of the SFC's efforts has been directed to much-needed regulatory relief for the market participants. Please see the annexes to the circular for more details regarding the facility: Annex C – Submission of Tender Application, The HKMA published a circular referring to the SFC’s circular to issuers of SFC authorized paper gold schemes (PGS). The key updates include shortening the period of itinerary and point-to-point transportation requirements for inbound travellers (who have stayed in high or medium risk places specified in Group B or Group C under Cap. On a vacation scheme, you meet some of the people who made us the outstanding international law firm we are, and who still make us tick. In response to the COVID-19 pandemic, the Financial Action Task Force (FATF) decided on a general pause in the review process for the list of “high-risk jurisdictions subject to a call for action”. Thursday 8 August; open to all students and graduates. All other terms of the Scheme stated in the Annex to the HKMA’s circular on 17 April 2020 will continue to apply. Attorney Advertising. While the media spins tales about superior products and designs, and the power of technological innovation, Galloway exposes the truth: none of these four are first movers technologically - they've either copied, stolen, or acquired their ... We will screen applications and shortlist those individuals who best meet our requirements. The HKMA published a circular informing locally incorporated authorized institutions (AI) of its decision to lower the regulatory reserve (RR) requirement on locally incorporated AIs by 50% with immediate effect. The IA published a circular regarding additional measures introduced to facilitate individual licensees’ ability to comply with CPD requirements in light of practical difficulties in complying due to the COVID-19 outbreak. Pharmaplast Asia Pacific . View all Mayer Brown jobs in Hong Kong - Central jobs Salary Search: Senior Intellectual Property Associate (Part-time) salaries 2022 Vacation Scheme -for students aiming for a 2024 Trainin. A typical partner salary at Mayer Brown is $293,326. Please see the HKMA’s circulars dated 30 July 2020: The above circulars have been covered in items 16 and 17 below respectively. The circular focused on the following 3 measures: The HKMA will continue to monitor the banking and supervisory implications of COVID-19, and coordinate with the BCBS and other relevant standard-setting bodies on responses to the pandemic. The SFC and the Hong Kong Stock Exchange (SEHK) published a joint statement regarding the impact of the recently introduced Prevention and Control of Disease (Prohibition on Group Gathering) Regulation (Cap. Further Guidance on the Joint Statement in relation to Results Announcements in light of the COVID-19 Pandemic. The HKMA published a circular regarding the requirement for authorized institutions (AIs) incorporated in or outside Hong Kong to file audited annual accounts and other documents with the HKMA under section 60 of the Banking Ordinance. Application. Vac Scheme. In doing so, intermediaries should be vigilant about the risks involved and implement appropriate risk management measures and internal controls to address them. The interview was with a number of its partners and also HR representative. A Christian radio host in Texas will spend the rest of his life in prison after being sentenced this week for a Ponzi scheme in which he stole millions of dollars from listeners. After submitting an online application I was invited to an interview with one member of HR and a partner. DATE. The scope and products covered and the implementation details remain unchanged. Mayer Brown is a global services provider comprising associated legal practices that are separate entities, including Mayer Brown LLP (Illinois, USA), Mayer Brown International LLP (England), Mayer Brown (a Hong Kong partnership) and Tauil & Chequer Advogados (a Brazilian law partnership) (collectively the "Mayer Brown Practices") and non-legal service providers, which provide consultancy . 4. An exempted person who fails to observe any of the conditions commits an offence and, on conviction, will be liable to a fine of HK$5,000 and to imprisonment for 6 months. Not only will you be based in London - the largest legal hub in the country, and the location of many of the financial and business firms - you'll also be exposed to departments working on national and international cases, making for an exciting vacation scheme . The HKMA published a circular announcing that in light of the issues caused by the COVID-19 outbreak, all Authorized Institutions (AI) are requested to extend the principal payment for trade loans under the Pre-approved Principal Payment Holiday Scheme (Scheme) for another 90 days. Step 2: Online Tests. Please see the SFC’s circular dated 1 June 2021 here. See Appendix IV - Point to note for designated activities during the designated period here. As only between 10% to 20% of eligible corporate customers have chosen to take up the Scheme and with AIs adopting work-from-home arrangements in response to the pandemic, AIs will not issue individual notifications to customers regarding the deferment arrangement. This site uses cookies. Now Hong Kong Mortgage Corporation Insurance Limited (HKMCI) announced that the enhancement measures will take immediate effect from 29 May 2020. The HKMA stated that as the situation continues to evolve, it has become clear that measures originally intended to be short-term may now have to be kept in place by SVF Licensees for relatively longer, or in some cases reintroduced as new clusters of COVID-19 cases emerge. As regards new loans granted for taxis, PLBs and other non-franchised buses, banks agreed that they would actively consider extending the maximum loan tenors for taxis and PLBs to 30 years, and the maximum loan tenors for non-franchised buses to 10 years, on a temporary basis for the next two years. 01/08/2021. A set of sample conditions is set out in the Notes appended to the application form for reference. 201 Bishopsgate, London EC2M 3AF; . "Edited by Max Schumann, Director of Printed Matter, and with a foreword and afterword by art writer and Colab member Walter Robinson, the book traces the output of Collaborative Projects Inc. (aka Colab), the highly energetic gathering of ... Salary (Hong Kong) 2,500 HKD pw. In particular, consideration should be given to following the recent practice of the Government and the HKMA of giving extra days of leave to staff who have taken both doses of the vaccine, or providing other suitable and adequate incentives for inoculation. Jun 2017 - Dec 20192 years 7 months. . The measures largely involve the facilitation of the distribution of Qualifying Deferred Annuity Policy (QDAP) and Voluntary Health Insurance Scheme (VHIS) products via non-face-to-face methods, provided that authorized insurers adopt two compensating measures – upfront disclosure and an extended cooling-off period. The HKMA will allow AIs to apply in writing for an extension of the deadline to do so, if necessary due to operational difficulties caused by the COVID-19 outbreak. Currently a total of US$10 billion is available under the Facility. The SFC and SEHK also set out some guidelines for listed issuers to consider when deciding on the timing of their meetings. Alongside your application form, you'll need to complete two online tests—a verbal reasoning test and a situational strengths test. In view of the HKSAR Government’s vaccination-in-lieu of regular testing arrangement that requires all civil servants to get vaccinated, the SFC now urges licensed corporations to adopt a similar arrangement and to strongly encourage ALL staff who are medically fit to do so to get vaccinated by 30 November 2021 or undergo effective testing for COVID-19 every two weeks. For Part I, II and III, if exposure to the HKMC is reported in these parts, any outstanding receivables from the HKMC under the PLGS at quarter-end should be reported in the “Memorandum item: Deductions”. Event: Secrets to Success Hong Kong — with Clifford Chance, Herbert Smith Freehills, Linklaters, Mayer Brown and ULaw. . A free inside look at company reviews and salaries posted anonymously by employees. The HKMA will continue to work constructively with SVF licensees to keep its assessment of the situation up-to-date and address practical AML/CFT issues that may be related to COVID-19 in the most pragmatic manner, including through the provision of further guidance to support the current industry efforts in the light of evolving situation. The HKMA published a circular announcing the extension of the Pre-approved Principal Holiday Scheme by 6 months. (a) antibody tests in Hong Kong should be applied to the Exemption Scheme for all inbound travellers who have stayed in high or medium risk places specified in Group B or Group C2 under Cap. In relation to the Banking (Exposure Limits) Rules, the letter of comfort will be approved for the purposes of the Rule 57(1)(d) in respect of an AI’s exposure to HKMC. Salary (London) £400 pw. The IA published a circular extending phase 2 of the Temporary Facilitative Measures (“TFM”) until 30 September 2021. Free interview details posted anonymously by Mayer Brown interview candidates. “Mayer Brown” and the Mayer Brown logo are trademarks of Mayer Brown. Under the Scheme, eligible small and medium size corporate customers could make deferred repayments on loan principal payments. (vii) Exempted executives should bring with him or her a print-out copy of the authorisation letter, together with his or her proof of pre-departure positive antibody test result (applicable for returning executives only) and pre-departure negative COVID-19 test result, and COVID-19 vaccination record. Meanwhile, Mayer Brown has announced it is to replace both its two-week spring and summer vacation schemes for this year with a one-week virtual programme to be held in July. Directly apply for training contract without completing a vacation scheme. The verbal reasoning test measures your verbal . Circular to intermediaries – Extended deadlines for implementation of regulatory expectations and reminder of order recording requirements under COVID-19 pandemic. The SFC would maintain close contact with all clearing houses in Hong Kong to ensure that their margining policies are appropriately calibrated to the risks they faced. Please see the HKMA’s circular on key observations and industry practices at here. A student will sit in two different seats/departments across the three weeks (each lasting a week and a half), and you will be accompanied by a supervisor (an associate) in each seat. The HKMA published a circular announcing the launch of the Pre-approved Principal Payment Holiday Scheme (Scheme) on 1 May 2020. Super grateful to have the opportunity to pursue my Olympic dream for Team Hong Kong while getting my masters at the best University in the world… Liked by Boris Chong I am pleased to have graduated from The London School of Economics and Political Science (LSE) with a first in law. 9 others named Eunice Chau are on LinkedIn This report is based on an exhaustive review of the published literature on the definitions, measurements, epidemiology, economics and interventions applied to nine chronic conditions and risk factors. Positive Experience. Click here The IA published a circular extending phase 2 of the Temporary Facilitative Measures (“TFM”) until 31 March 2021. William Neil 'Doc' Gallagher (pictured above, in a mugshot) received THREE life sentences plus another 30-year prison term from Judge Elizabeth Beach The SFC published a circular on the extension of implementation deadlines for a number of upcoming regulatory expectations by six months, including expectations on the use of external electronic data storage, new measures to protect client assets (client asset acknowledgement letters), and data standards for life cycles. All go beyond reporting and monitoring to develop explanations that draw on the authors' expertise while engaging in structured conversations across the book. We have compiled the following chronology table which serves as a quick reference point to track the circulars and guidance published by HK financial services regulators in relation to COVID-19. The SFC published a circular reminding licensed and registered persons of their obligations under the Code of Conduct for Persons Licensed by or Registered with the SFC. The HKMA further noted that it had observed examples where RegTech is helping to build out a more collaborative, intelligence-led approach to financial crime risk management and that some AIs are applying advanced analytics to help detect networks and common vulnerabilities. (e) report to the SFC as soon as possible if an exempted executive is confirmed or suspected to be infected with COVID-19 during his or her trip in Hong Kong and within 14 days after departing Hong Kong (for a visiting executive) or during the medical surveillance period (for a returning executive). (v) In light of the updates to the Exemption Scheme, applications should be made by completing the Application form (updated as of 21 June 2021) at Appendix I enclosed with this circular and submitting it to the SFC by email at etravel@sfc.hk at least 10 working days prior to: (A) the expected date of departure from Hong Kong for proposed exempted executives travelling from and returning to Hong Kong; or. The SFC published a circular reminding licensed corporations (LCs) to assess their operational capabilities and implement appropriate measures to manage cybersecurity risks associated with remote office arrangements, in light of the increased use of such arrangements as a result of the COVID-19 outbreak. The vacation scheme is a fantastic way to get a true insight into what it is like to work in a global commercial law firm like Mayer Brown. Please see the HKMA’s circulars dated 5 August 2020 here. Law students should apply in their penultimate year. This is part of the concerted efforts by central banks to help alleviate tightness in the global US dollar interbank money markets in light of the considerable volatilities and uncertainties in the global financial markets caused by the spread of COVID-19. The measures aimed to strengthen the protection of bank staff and customers against the risk of COVID-19 and to enhance the business continuity planning of AIs. Under the enhancement measures, the maximum loan amount per enterprise for the 80% Guarantee Product is increased from HK$15 million to HK$18 million, while the maximum loan amount per enterprise for the 90% Guarantee Product is increased from HK$6 million to HK$8 million. HKMA stresses that AIs should continue to be accommodative and actively explore alternative repayment arrangement with the borrowers, such as partial principal repayment over a longer period of time as favoured by some sectors. The applicable loan-to-value ratio caps under different scenarios for non-residential properties have been adjusted upward by 10%. 599E (“Exemption Scheme”). During consultation with the transportation sector, views were floated that, as an alternative to the six-month full principal payment holiday, AIs should offer partial repayment of principal over a longer period of time (such as 20-50% principal repayment over one to two years) which has the merit of greater certainty for the borrowers. The measures include temporary relief measures to lessen the impact of financial stress, such as principal moratorium for residential and commercial mortgages and fee reduction for credit card borrowing. The HKMA will continue to monitor AIs’ compliance with the regulatory requirements as part of its on-going supervision. HKMCI has reached a consensus with the Government and the lenders on the implementation details, which are as follows: The interest subsidy will be automatically deposited into relevant bank accounts, and no application will be required, to expedite the support to the borrowing enterprises. The SFC has stepped up its monitoring of authorized funds in light of the current market conditions. The SFC and SEHK noted that travel and other restrictions caused by the outbreak may cause disruption to the reporting and audit processes of listed issuers, and encouraged them to consult the SEHK and provide details of the circumstances which would prevent them from meeting the requirements. Summer Vacation Scheme Mayer Brown Jun 2019 - Jun 2019 1 month. The HKMA will continue to engage banks and the commercial sectors through the Mechanism and expects to arrive at a decision regarding follow-up arrangements for the Scheme, which will end in October, as soon as possible. Vacation Scheme (UK) On our Vacation Scheme, you will get first-hand experience of life at a global law firm. I applied online. The IA published a circular extending phase 2 of the Temporary Facilitative Measures (“TFM”) until 31 December 2020. In accordance with the HKMA’s loan classification guidelines, deferments of principal payments under the Scheme will not by themselves render a loan account to be downgraded to a lower category. to AIs), Click here  The purpose of this book is therefore to provide a comprehensive overview of the pedagogical methods, policies and problems that underlie English language education in ten different regions across the world, including: the USA, Canada, the ... In making the decision, the HKMA took into account the current capital levels of banks and the satisfactory results of earlier stress tests. Apply to Solicitor, Traineeship, Summer Vacation Scheme 2022 (hong Kong) and more! The scope and products covered and the implementation details remain unchanged. We invite you to explore further. The above circular has been covered in item 15 below. Yet, if there is vacancy, the law firms also accept direct TC application. Maxwell Education. Some of these loans will fall due in February 2021. It follows that: 2) Credit assessment and approval Meet Mayer Brown at the Legal Cheek UK Virtual Law Fair on 4 November 2021. The HKMA and the Banking Sector SME Lending Coordination Mechanism (“Mechanism”) has decided to further extend the Scheme by six months to end-April 2022. The guarantee arrangement is intended to help ease the cash flow issues of enterprises affected by the COVID-19 outbreak. Corporate customer in need can further extend for 90 days their trade facilities falling due between August and October 2021. Appendix I – Exemption Scheme Application Form can be found here. The HKMA considers that AIs do not need to rigidly adhere to the 85% loan-to-value ratio cap provided that prudent risk management principles are observed and that the new loans are only used for purchase of new vehicles. Apply online. (ii) Upon returning to Hong Kong, exempted returning executives must be subject to self-isolation at a designated quarantine hotel (DQH) or at home for a reduced isolation period of 7 days upon arrival except for permitted activities as set out in the itinerary endorsed by the sponsoring licensed corporation and submitted to the SFC. The HKMA published a press release summarizing the results of a meeting with Hong Kong Mortgage Corporation Insurance Limited (HKMCI), major banks, and representatives from the commercial sector regarding measures by banks and the HKMA to support SMEs in the wake of the COVID-19 outbreak. The SFC reminded PGS issuers to: Furthermore, for decisions to suspend dealings of the PGS, the SFC reminded PGS issuers that: The SFC also reminded PGS issuers to give IPD/SFC early alerts of any material issues affecting their PGS, and to consult the SFC if in doubt. Yet, if there is vacancy, the law firms also accept direct TC application. 2. senior executives visiting Hong Kong, namely, global or regional heads or senior executives of financial institutions that a licensed corporation is affiliated with, who are travelling to Hong Kong primarily for the purposes of managing the licensed corporation (“visiting executives”). Archives & Manuscripts Collection Guides Search within Applications must be made in advance and there are limited quotas. The SFC also reminded intermediaries of their need to continue to comply with the order recording requirements under paragraph 3.9 of the Code of Conduct for Persons Licensed by or Registered with the SFC. This would also provide the requisite foundation for Hong Kong to re-start international travel, which is crucial for maintaining Hong Kong's status as an international financial centre. Summer Vacation Scheme Mayer Brown Jul 2019 - Jul 2019 1 month. Students will receive . HKMA has established an arrangement with the HKMC to handle complaints and feedback received from the public about unfair treatment of borrowers under the PLGS. The Hong Kong Mortgage Corporation Limited, +4 more The measures focused on three main elements, namely customer due diligence, continued vigilance to COVID-19 related financial crime risks, and ongoing outreach and advice. Given the decision by the US Federal Reserve to extend the FIMA Repo Facility to 31 March 2021, the HKMA has decided to extend the temporary US Dollar Liquidity Facility accordingly. Extension of Phase 2 of the Temporary Facilitative Measures to 31 March 2021, Financial Services Regulatory & Enforcement, Circular to licensed corporations – Reminder of business continuity planning in view of COVID-19 Vaccination Programme, Circular to intermediaries – Operational resilience and remote working, Circular to licensed corporations - Further updates to the Exemption Scheme, Circular to licensed corporations – Updates to the Exemption Scheme, Circular to licensed corporations – Business continuity planning in view of COVID-19 Vaccination Programme, Circular to licensed corporations – Exemption for senior executives of licensed corporations from compulsory quarantine arrangements, Circular to licensed corporations – Margin requirements for non-centrally cleared OTC derivative transactions, Circular to issuers of SFC-authorized paper gold schemes, Circular to management companies and market makers of SFC-authorized exchange traded funds – ETF market making, Repayment of Trade Facilities Deferred by the Banking Sector for Another 90-day Period, FATF statements on “High-Risk Jurisdictions subject to a Call for Action” and “Jurisdictions under Increased Monitoring”, Extension of Pre-approved Principal Payment Holiday Scheme for another 6 months, An Update on COVID-19 and Money Laundering and Terrorist Financing risks, Extension of Principal Moratorium for 80% and 90% Guarantee Products.
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